Small Business Loan Faqs

A Small Business Loan is designed to meet the funding needs of small to medium-sized businesses.

Self-employed individuals, proprietors, private limited companies, and partnership firms in manufacturing, trading, or services are eligible, provided they meet our income and business tenure requirements.

Yes, eligible applicants can obtain a Small Business Loan without collateral, subject to credit evaluation.

The applicant must be at least 21 years old, with a business turnover of over ₹1 crore and at least two years in operation.

The loan amount is based on your business financials and credit profile.

You’ll need to provide financial statements, business registration proof, and KYC documents.

Repayment is done via monthly EMIs through ECS, PDCs, or direct debit.