Mortgage Loan Faqs

A Mortgage Loan allows you to access funds by using your residential or commercial property as collateral.

Salaried and self-employed individuals who meet our income and credit criteria can apply for a Mortgage Loan.

We offer Mortgage Loans of up to 70% of property value, subject to valuation and policy limits.

Property value is determined by a professional appraisal conducted by our valuation team.

A Home Loan is exclusively for purchasing or constructing a property, while a Loan Against Property can be used for any financial needs.

Yes, the property must be insured against risks like fire, flood, and earthquake during the loan tenure.

Repayment is made through Equated Monthly Instalments (EMIs) via post-dated cheques (PDC) or electronic clearance system (ECS).