Gold Loan Faqs

A Gold Loan, also known as a loan against gold, is a secured loan where you pledge your gold ornaments (18-24 carats) as collateral. The loan amount is typically up to 75% of the gold's value, based on its market rate and quality, in compliance with RBI guidelines.

You can apply for a Gold Loan online through our website or by contacting our customer service. Alternatively, visit any of our branches for in-person assistance.

Any Indian resident between the ages of 18 and 65 with valid identification can apply for a Gold Loan.

At Recapita Finance, we offer Gold Loans starting from ₹1,500, with the maximum limit based on the value of your gold and your repayment capacity.

We offer flexible loan tenures ranging from a minimum of 7 days to a maximum of 1 year.

Required documents include a government-issued photo ID, proof of address, signature verification, and a PAN card or Form 60.

Our Gold Loan interest rates range from 12% to 25% per annum, depending on loan tenure and amount.