Gold Loan Faqs

Gold loan (also called loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically up to 75% as per RBI, based on the current market value and quality of gold.

You can start the process of applying online or by contacting our call centre.

Anyone between the ages of 18 and 65 years is eligible to apply for Gold Loan.

At Recapita, you can get a Loan Against Gold from Rs.1,500 to unlimited.

We offer you a flexible tenure ranging minimum 7 days to 1 year.

Your application for a Gold Loan needs to be supported by the following documents:

- Photo identity.
- Address and signature proof.
- Pan card / Form 60.

Rate of interest on Gold Loan ranges between 12% - 25% per annum.